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Why you need to increase your uninsured motorist insurance coverage: Don't buy LESS THAN $100,000 and consider seriously buying as much as you can afford.
Posted by: Larry Lapidus
January 26, 2009
Topic: Why you need to increase your uninsured motorist insurance coverage: Don't buy LESS THAN $100,000 and consider seriously buying as much as you can afford.
Baltimore Business Journal
Wednesday, January 21, 2009, 1:51pm EST
About one in six drivers in the U.S. might be driving without insurance by 2010, according to a recent study.
The estimated percentage of uninsured motorists decreased to 13.8 percent in 2007 from 14.9 percent in 2003, but it's expected to sharply increase because of the recession, the Malvern, Penn.-based Insurance Research Council reported Wednesday.
The council estimated the number of uninsured motorists by using a ratio of insurance claims made by people injured by uninsured drivers to claims by people injured by insured drivers.
An increase of 1 percent in the unemployment rate is associated with an increase of nearly three-quarters of a percent in the uninsured motorist rate, the council reported. The council expects the rate to rise from 13.8 percent in 2007 to 16.1 percent in 2010.
Eric N. Schloss
Gordon, Feinblatt, Rothman, Hoffberger & Hollander, LLC
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Baltimore, Maryland 21202
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